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First National Bank is participating in the FDIC's Transaction Account Guarantee Program.
Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are
fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction
Account Guarantee Program is in addition to and separate from the coverage available under the
FDIC's general deposit insurance rules.
First National Banks’ NOW accounts are covered under the FDIC’s Transaction Account Guarantee Program.
The definition of noninterest-bearing transaction accounts includes Interest on Lawyers Trust Accounts
(and functionally equivalent accounts) and low-interest NOW accounts (defined as NOW accounts with
interest rates no higher than 0.50 percent).
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